My Safe Florida Home and other programs that help pay for impact windows
Florida offers a free wind inspection, grants of up to $10,000 in state funds, and a sales tax refund of up to $500 on impact windows and doors. Here is who qualifies and how to apply.
Last reviewed October 29, 2026
The quick answer
Florida has two state programs that help pay for impact windows and doors, and a homeowner can use both.
- My Safe Florida Home (MSFH): a free wind mitigation inspection, then a grant of up to $10,000 in state funds for upgrades the inspection recommends, including impact windows, exterior doors and garage doors.
- Home hardening sales tax refund: a refund of the state sales tax paid on impact-resistant windows, exterior doors and garage doors bought from July 1, 2026 through June 30, 2028, up to $500 per property.
Most people searching for a Florida "impact window rebate" mean one of these two. There is no separate state rebate check for windows.
Who qualifies for a My Safe Florida Home grant
Under Florida law (section 215.5586), a home qualifies for a grant when it is:
- A site-built, owner-occupied single-family home, detached or attached up to three stories, with a homestead exemption.
- Insured for $700,000 or less.
- Built before January 1, 2008, as shown on the county property appraiser's website.
- Owned by a low-income or moderate-income homeowner, as defined by state housing law.
- Inspected through the program within the 24 months before the grant application.
Mobile and manufactured homes do not qualify. Condo owners are covered through a separate condo program that the association applies for.
How much the grant pays
The state pays $2 for every $1 the homeowner puts in, up to $10,000 in state funds. Low-income homeowners need no match and can receive up to $10,000. The program can set limits for each type of improvement.
| Project cost | State share (2:1) | You pay |
|---|---|---|
| $6,000 | $4,000 | $2,000 |
| $15,000 | $10,000 | $5,000 |
| $25,000 | $10,000 | $15,000 |
Example for a homeowner who is not low-income. The state share stops at $10,000, so larger projects pay the rest. Amounts assume all work is approved for the grant.
Which window and door upgrades qualify
Opening protection covers impact-rated windows, exterior doors, garage doors and skylights. The free inspection decides which openings are recommended for your home, and only recommended work is paid. Each upgrade must also show up on the final inspection.
Step by step
- Create an account on the My Safe Florida Home site and complete the prioritization questionnaire.
- Wait to be placed in an inspection group. The program sends an email.
- Complete the inspection application and get the free wind mitigation inspection from an assigned inspector.
- Review the inspection report. It lists recommended improvements and whether you may be eligible for a grant.
- Apply for the grant, naming a licensed contractor and the contractor's state license number. The program recommends getting at least three bids.
- After approval, the contractor pulls permits and does the work. The work must be finished and a final inspection requested within 18 months, or the grant lapses.
Funding status in 2026
The program takes applications as funding allows, and grants are awarded group by group in priority order. Low-income homeowners age 60 and older come first. Check your status on the program website before you sign with an installer, and keep your contact details current so you don't miss a notice.
The home hardening sales tax refund
This refund is separate from MSFH and is run by the Florida Department of Revenue. It returns the state sales tax paid on qualifying impact-resistant windows, exterior doors and garage doors, up to $500 per property, for purchases from July 1, 2026 through June 30, 2028. Keep itemized receipts, proof of payment, product approval documents and installation records. Receiving an MSFH grant does not stop you from claiming the refund.
Before you sign a contract
Do not start work or sign a contract until the program confirms your grant. Work done before approval, or work the inspection did not recommend, is not paid. Compare at least three quotes for the same product, glass and frame, and confirm each one includes the permit. What a window quote should include.
Frequently asked questions
Is there a Florida state rebate for impact windows?
Florida has two programs. My Safe Florida Home gives eligible homeowners a free inspection and up to $10,000 in state grant funds for recommended upgrades. A separate sales tax refund returns up to $500 per property on impact windows, doors and garage doors bought from July 1, 2026 through June 30, 2028.
How much does My Safe Florida Home pay for windows?
The state pays $2 for every $1 the homeowner contributes, up to $10,000 in state funds. Low-income homeowners need no match and can receive up to $10,000.
Who qualifies for My Safe Florida Home?
Owner-occupied, homesteaded single-family homes insured for $700,000 or less, built before January 1, 2008, owned by a low-income or moderate-income homeowner, with a program inspection in the last 24 months.
Is the inspection free?
Yes. The program provides free wind mitigation inspections, and the report lists the upgrades the grant can cover.
Can I use the grant and the sales tax refund together?
Yes. The program states there is no conflict in receiving both an MSFH grant and the sales tax refund. The refund is claimed through the Florida Department of Revenue.
How long do I have to finish the work?
Work must be finished and a final inspection requested within 18 months after the grant is approved. After that the application is treated as abandoned.
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